So now Schenectady is Arsoncity, the many fires in the recent week are labeled suspicious = arson
And recently Schenectady again became the cockroach city
And it's known lately as shoot-em-up city with all the shootings
Uh oh. Oops. Shhhhh! Oh my gosh, we can't state the facts about the city We are supposed to be quiet, sweep it under the rug and pretend these things don't happen in the city----so says DV.
Optimists close their eyes and pretend problems are non existent. Better to have open eyes, see the truths, acknowledge the negatives, and speak up for the people rather than the politicos and their rich cronies.
One factor that affects your home insurance premium is how well your city copes with fires. For example, if your town has a volunteer fire department, your premiums are likely to be higher than those in a community with a professional department.
[Let Insure.com help you find affordable home insurance now.]
Grading your city
The ISO measures your community's phone system, fire-fighting equipment, and water supply to determine its fire-protection class.
The Insurance Services Office (ISO), a New York-based independent industry advisory organization, rates communities throughout the nation on fire-fighting ability. The ISO uses a Fire Suppression Rating Schedule (FSRS) to grade how well a city deals with the reporting of, response to, and fighting of a fire. The FSRS measures fire protection on a scale from one to 10, where one is the best protection class and 10 is no protection at all. The average protection class in the nation is four.
Ten percent of the FSRS grade is based on how well the city's fire departments receive the news of a fire. The ISO reviews the city's telephone network, the emergency dispatch systems, and even the phone book's emergency-number listings to determine how well the city receives a fire call. Your city's having more operators to handle calls and more phone lines going into a dispatch center will help your fire-protection class.
The largest part of a city's grade is determined by the number of fire stations and the amount of equipment it has. The ISO sets a minimum protection standard of one fire station within five miles of a house. If your town is 10 miles wide by 10 miles long and only has one fire station, your community's class is likely to be an eight or a nine. Your town's protection class is an overall picture that's not based on one specific element of fire-fighting.
Another large chunk of your community's fire-protection grade hinges on the water supply. The ISO says that one fire hydrant within 1,000 feet of a home is the minimum standard of fire protection.
Despite what you may have heard, having a swimming pool in your yard will not not help your fire-protection rating.
Upgrade in class doesn't always mean savings
Many home insurance companies use fire-protection-class ranges to set premiums for homeowners. For example, everyone in classes one to four might have the same general premium.
Having a swimming pool in your yard will not help your fire-protection rating.
Remember that many factors go into setting your home insurance premium, so even a rise or drop in your town's grade may not affect your pocketbook. The weight given to fire protection also varies by state. For example, in Florida, where windstorm perils are frequent, less weight is given to fire-protection ratings in determining premiums.
Even if your community's fire-protection class improves and your premiums decrease, you're probably not going to come out ahead. A city may spend money to upgrade, and people will get better insurance rates, but those insurance savings may be offset by higher property taxes to pay for the upgrades.
Knowing thy grade
You're responsible for knowing your fire-protection class.
The ISO will notify your community — most likely your city council — 30 days before a grading change is announced so citizens will have time to contact their insurance companies if they have questions. Insurance companies are notified 45 days before the ISO's announcement in order to prepare for policyholders' questions and to update their coverage-renewal forms.
Unless your local paper reports on a fire-protection class change, you may have no way of hearing about it. Your insurance company is not responsible for telling you if your fire-protection class has changed. You, as a policyholder, are responsible for knowing the law and your community's fire-fighting ability. Calling your local fire department is probably the best way to find out what your fire-protection class is.
...you are a product of your environment, your environment is a product of your priorities, your priorities are a product of you......
The replacement of morality and conscience with law produces a deadly paradox.
STOP BEING GOOD DEMOCRATS---STOP BEING GOOD REPUBLICANS--START BEING GOOD AMERICANS
Optimists close their eyes and pretend problems are non existent. Better to have open eyes, see the truths, acknowledge the negatives, and speak up for the people rather than the politicos and their rich cronies.
The arson city. The cockroach city. The pitbull city. The gang city. The 'shooter' city. The highest taxed city. The welfare city. The pot hole city. The jobless city. The vacant homes city. ......anyone care to add more...........
When the INSANE are running the ASYLUM In individuals, insanity is rare; but in groups, parties, nations and epochs, it is the rule. -- Friedrich Nietzsche
“How fortunate for those in power that people never think.” Adolph Hitler
The arson city. The cockroach city. The pitbull city. The gang city. The 'shooter' city. The highest taxed city. The welfare city. The pot hole city. The jobless city. The vacant homes city. ......anyone care to add more...........
Metro Lipstick on a Pig City
Life is tough, but it's tougher when you're stupid - John Wayne
TIP TO NEW VISITORS TO THIS FORUM - To improve your blogging pleasure it is recommended to ignore (Through editing your prefere) the posts of the following bloggers - DemocraticVoiceofReason, Scotsgod08 and Smoking Bananas. They continually go off topic, do not provide facts and make irrational remarks. If you do not believe me, this can be proven by their reputation scores or by a sampling of their posts.
The arson city. The cockroach city. The pitbull city. The gang city. The 'shooter' city. The highest taxed city. The welfare city. The pot hole city. The jobless city. The vacant homes city. ......anyone care to add more...........
The Pit Bull City is right. If you abandon City property McCarthy and his DEM morons chase you to the end of the Earth for back taxes. Keep the implosion going!
Life is tough, but it's tougher when you're stupid - John Wayne
TIP TO NEW VISITORS TO THIS FORUM - To improve your blogging pleasure it is recommended to ignore (Through editing your prefere) the posts of the following bloggers - DemocraticVoiceofReason, Scotsgod08 and Smoking Bananas. They continually go off topic, do not provide facts and make irrational remarks. If you do not believe me, this can be proven by their reputation scores or by a sampling of their posts.
The code enforcer city. The 'fees' city. The postal workers who monitor pittbulls city. The non-profit city. The created government jobs city. The tax exempt businesses city. The inept police city.
When the INSANE are running the ASYLUM In individuals, insanity is rare; but in groups, parties, nations and epochs, it is the rule. -- Friedrich Nietzsche
“How fortunate for those in power that people never think.” Adolph Hitler
This is another indication of DEM moron renaissance. You can't sell, you can't rent, the assessments are artificially inflated at the top of the housing bubble, what you going to do? The number of abandoned properties in every neighborhood is at depression levels. But keep the DEM progress going! A few more McCarthy tax and fee hikes should turn it around. Coming January 1st! McCarthy's new EMS fee. After the ambulance picks you up this idiot gives you a bill.
This is another indication of DEM moron renaissance. You can't sell, you can't rent, the assessments are artificially inflated at the top of the housing bubble, what you going to do? The number of abandoned properties in every neighborhood is at depression levels. But keep the DEM progress going! A few more McCarthy tax and fee hikes should turn it around. Coming January 1st! McCarthy's new EMS fee. After the ambulance picks you up this idiot gives you a bill.
Still wondering how the city is going to manage all the code violations and upkeep on their newly acquired tax foreclosure properties. I mean wont they have to take care of these violations to be fair. They shouldnt be exempt. Will they be evicting the tenants or will they still collect the rent. Pretty costly to foreclose on a rental property. Need to take it from the owner then they need to evict the tenant while at the same time keeping the property in shape. Gary "The Landlord" McCarthy.
PS. Wonder how many gallons we currently waste in these abandond properties that have busted pipes. Leaking full blast. You think people winterize their home before they abandon it. Nope.
Life is tough, but it's tougher when you're stupid - John Wayne
TIP TO NEW VISITORS TO THIS FORUM - To improve your blogging pleasure it is recommended to ignore (Through editing your prefere) the posts of the following bloggers - DemocraticVoiceofReason, Scotsgod08 and Smoking Bananas. They continually go off topic, do not provide facts and make irrational remarks. If you do not believe me, this can be proven by their reputation scores or by a sampling of their posts.
Still wondering how the city is going to manage all the code violations and upkeep on their newly acquired tax foreclosure properties. I mean wont they have to take care of these violations to be fair. They shouldn't be exempt. Will they be evicting the tenants or will they still collect the rent. Pretty costly to foreclose on a rental property. Need to take it from the owner then they need to evict the tenant while at the same time keeping the property in shape. Gary "The Landlord" McCarthy.
More like the slumlord. The DEM morons think they are going to balance their idiotic spending by selling these knock downs with unbelievably high taxes. A beautiful home just sold on Ardsley Rd FOR $116,000. The good block. City home values are the lowest in the entire region. Meanwhile, the joke Acting Mayor is going on a hiring frenzy for the s*** plant. While other cities are trimming the pork pathetic DEM Schenectady is on a hiring binge.
THE CITY OF CRIME...with the side benefit of my friend Glenn Hughes singing the refrain on the studio track. Humorous video. But Schenectady IS the City of Crime.
"While Foreign Terrorists were plotting to murder and maim using homemade bombs in Boston, Democrap officials in Washington DC, Albany and here were busy watching ME and other law abiding American Citizens who are gun owners and taxpayers, in an effort to blame the nation's lack of security on US so that they could have a political scapegoat."
Logged
3 ain't enough? You can't sell, you can't rent, you can't give it away. A renaissance DEM moron style. 
The Pit Bull City is right. If you abandon City property McCarthy and his DEM morons chase you to the end of the Earth for back taxes. Keep the implosion going!
