Here's a house for sale in the city, this story says absolutely NOTHING about the house being for sale, not a word, but the owners listed it in April of 2015. And obviously they are going to exploit the Walkabout to get the house sold, I wonder if they will remove the for sale sign on Saturday or not. I'll bet it's part of the mayor's taxpayer funded bus tour gala on Sunday.
Here's the story from the paper
Quoted Text
Renovation on the river
Couple’s Stockade home will be among Walkabout showpieces
BY BILL BUELL Gazette Reporter Living in the Stockade has its challenges, but for Ingersoll Avenue residents Steve and Cathy Boese, it’s a perfect location. “We're a 10-minute walk to downtown, and we have a park right next to our home and a great view,” said Cathy Boese, who moved into 32 Ingersoll Ave. eight years ago with her husband. “We did have to totally do over the house. That was a lot of work, so it wasn’t the house. It was the location that got us here. It was all the green space we have, and the view.” The house, at the end of Ingersoll Avenue next to Riverside Park on the Mohawk River, is one of six private homes on this year’s 55th Stockade Walkabout, set for Saturday from 11 a.m.-5 p.m. “The house was a bit of a wreck,” said Steve Boese, who did most of the rehab work himself on his home. “We used to walk down in the park and we always used to think that it’d be nice to fix it up and live there. Then, one day we went for a walk and there was a for sale sign.” According to the only records Boese can fi nd, the house was built around 1900. He suspects, however, based on how it was constructed, that it’s actually a bit older. Originally a two-family home with front porches on both floors, the structure has two furnaces, both elevated and out of the basement where flood waters from the Mohawk have done considerable damage in the past. “We have nothing of any value in our basement,” said Boese, whose home managed to get through Tropical Storm Irene in 2011 without too much damage being done. “We did have water in the house, and we had to do some rebuilding, but I don’t see us having another fl ood like that one for a long time.” Aside from the repair work in 2011, the Boese’s have spent most of their eight years improving their home. They put in a new kitchen, new bathroom, new walls and new mouldings, and also added new mahogany doors and oak fl oors. “If you asked us what haven’t we done to the house, that would be an easier question to answer,” said Cathy Boese. “It was totally dilapidated. But now it’s a beautiful home, and it’s actually probably too big for us because our two sons have just turned us into empty nesters. But we love it, we love looking at old houses, and we love going on the Walkabout each year even when our own house isn’t involved.” On the second floor at 32 Ingersoll Ave., visitors will see a view of the Mohawk River they probably haven’t seen before. “We have a great big room upstairs with six huge windows,” said Boese. “I can sit down in the recliner and look all the way down the river to the island. Yeah, it’s the view. When we bought this house it was the worst one on the street. Now, I think it’s the best.” When they first bought the house, Cathy Boese looked into its history. “We know that this house used to be on North Street, but it was rolled over on logs to where it is now,” she said. “There was a very large Polish family that lived here, and the head of the home was a fisherman who also sold ice from the river. There was also a seasonal candy store between the house and the river. People loved the place. It was a popular spot.” Along with the Boese home and the six others on this year’s tour, the public will be able to see work being done at 28 Ingersoll Ave. Also, the Stockade’s three historic churches will all have open houses, as will the Schenectady County Historical Society, the YWCA of Northeastern New York, the Schenectady Civic Playhouse. Also a part of this year’s Walkabout is the ongoing dig at 12 Union Street being conducted by the Schenectady County Community College Community Archaeology Program.
But here's how CLUELESS the people in the city are and this is why McCarthy and Gillen can totally rip off the people in the city.
The couple bought the house about 8 years ago. At that time they bought it (and probably from the time it was built) it was officially designated, i.e., CLASSIFIED as a two-family house, i.e., "property class 220"
The for sale ad says, "Currently a single family, zoned 2 family, easily converted back." The owners have absolutely no clue that "zoned 2 family" is ENTITRELY different than the state designated property classification of 220, i.e, two-family. Even their realtor failed to properly list the house.
They were intelligent enough to do all this work on it, renovating it. But are they clueless in that they are paying the two-family trash tax and the two-family sewer tax and the two-family water. Will buyers be informed of this?
Look here at a portion of the image of the owners' actual 2015 tax bill issued by the city.
You can see the trash fee is $448. The most recent hike (of the long list of hikes in trash fee under the dems, who by the way opposed ANY trash fee when a Rep mayor proposed it) resulted in the trash fee to be $224 for a one family house, $448 for a two family house, and $672 for a three family house. And of course, while a one family house can have two full bathrooms and thus would be charged for each toilet and each tub/shower, there is also a "basic" WATER fee PER RESIDENTIAL UNIT of just about $88 and a "basic" SEWER fee PER RESIDENTIAL UNIT of about $117.
These people are so much overpaying on those fees, which, on top of that, the fees are not tax deductible.
But while they are clueless on the fact they are overpaying on those fees, the other issue that requires being addressed is the value of the house. Look at the image above, do you see that the city has declared the house has a market value of only $73,252. Why is that? The house has been totally redone, every square inch. Did the owners get a building permit? Wish such a lavish complete re-do, how come the city failed to increase the assessment and also why did the city fail to re-classify the property (from two family to one family).
This is yet another reason why the city needs to do an IMMEDIATE reassessment, like yesterday, but the mayor doesn't want to because owners of this house will have their property taxes increase, and the tax increase will probably more than exceed the reduction from the fees for a one family. And the owners and their realtor initially listed the house for $196,000, which is well more than double what the city claims the market value is, and is more than double the assessed value. Today the asking price has gone down to $178,000. But of course, if this house sold for $175,000, you can bet that McCarthy, who "is doing a wonderful job" and should "keep up the good work," will NOT reassess the house, if it sells for $175,000 (meaning the market value would be $175,000), McCarthy would STILL keep the market value of the house as $73,252. Proof positive that McCarthy is ABSOLUTELY TOTALLY INCOMPETENT AND TOTALLY UNQUALIFIED to be mayor, he has no clue how to govern and treat the taxpayers fairly. This is the type of information the mayor tries to keep hush hush. Remember how the INCOMPETENT MCCARTHY said not long ago that "assessments are fair" because the same amount of taxes still need to be collected. Remember that house on Glenwood that took almost two years to sell? The TOTALLY INCOMPETENT MCCARTHY believes it's just fine for the owners of that house to pay taxes on a value of $180,000 instead of on the $101,000 that the house is really worth. And if this Ingersoll Ave house does sell for a price approaching twice it's assessed value, the TOTALLY INCOMPETENT MCCARTHY would state that it's fair to have the owners of that house pay taxes calculated on a market value of$73,000 rather than perhaps $150,000 or more that it sells for (IF it sells for that much). The people of the city need an education on how unqualified and incompetent McCarthy is
But the people in the city are equally incompetent in their understanding of how a city should be run. Intelligent homeowners would scrutinize everything on their tax bill and would question how EACH fee is calculated.
Optimists close their eyes and pretend problems are non existent. Better to have open eyes, see the truths, acknowledge the negatives, and speak up for the people rather than the politicos and their rich cronies.
[quote=12]Here's a house for sale in the city, this story says absolutely NOTHING about the house being for sale, not a word, but the owners listed it in April of 2015. And obviously they are going to exploit the Walkabout to get the house sold, I wonder if they will remove the for sale sign on Saturday or not. I'll bet it's part of the mayor's taxpayer funded bus tour gala on Sunday. But here's how CLUELESS the people in the city are and this is why McCarthy and Gillen can totally rip off the people in the city.
Any property owner where ever they reside that supports any DEM moron for City Council or County Leg is clueless. County taxes are 4X higher than Saratoga-3X higher than Albany County and City taxes are the highest in the Capital Region yet they reelect the same DEM puppets time after time. There are positive signs this year from the primaries and Vince Riggi will finish with the highest vote total but unless people vote the entire Reform/REP slate Tom Verret/Vince Riggi/Ann Rigley/Mike Cuevas little is going to change. You think having the City resale prices collapse because of DEM taxes would wake a few more up. Gluttons for punishment-no?
We are advised NOT to judge ALL Muslims by the actions of a few lunatics, but we are encouraged to judge ALL gun owners by the actions of a few lunatics. Funny how that works.
YUP.....Everybody in Schenectady is a victim. they should subscribe.
When the INSANE are running the ASYLUM In individuals, insanity is rare; but in groups, parties, nations and epochs, it is the rule. -- Friedrich Nietzsche
“How fortunate for those in power that people never think.” Adolph Hitler
When the INSANE are running the ASYLUM In individuals, insanity is rare; but in groups, parties, nations and epochs, it is the rule. -- Friedrich Nietzsche
“How fortunate for those in power that people never think.” Adolph Hitler
Victim Culture Is Killing American Manhood (Everett Collection/Dreamstime) SHARE ARTICLE ON FACEBOOKSHARE TWEET ARTICLETWEET PLUS ONE ARTICLE ON GOOGLE PLUS+1 PRINT ARTICLE EMAIL ARTICLE ADJUST FONT SIZEAA by DAVID FRENCH September 29, 2015 4:57 PM @DAVIDAFRENCH I grew up in rural Kentucky, where the process of becoming a man meant gaining toughness, shedding weakness, and learning how to take care of yourself and others. This was simply understood, not just by fathers and sons but also by mothers and teachers. In one grade-school incident, I got into a playground fight with another boy and knocked him to the ground. As the teacher rushed up to separate us, she demanded to know what happened. “He said I hit like a girl,” I told her. “Is this true?” She asked my friend. Rubbing his face, he nodded. “Well then, you deserved it,” she said. And that was that. I thought of that minor playground scrap — and many others like it — when reading through Bradley Campbell and Jason Manning’s brilliant new paper, “Microaggression and Moral Culture.” (The full article costs $30.00, but Jonathan Haidt has written an excellent summary on his website). Campbell and Manning contend that we’re in the midst of a key cultural change. Prior to the 18th and 19th centuries, we lived in an “honor culture,” “where people must earn honor and must therefore avenge insults on their own.” And while the honor culture tended to be somewhat violent — dueling is a classic response to an aggrieved sense of honor — it also carried with it an inherent limitation: Because personal insults required a personal response, people were more likely to count the cost of confrontation. As western civilization built an elaborate rule of law, “dignity culture” replaced honor culture. In a dignity culture, in Haidt’s words, people “foreswear violence, turn to courts or administrative bodies to respond to major transgressions, and for minor transgressions they either ignore them or attempt to resolve them by social means.” The southern culture of my childhood was a hybrid, where honor was earned. Violence was certainly possible in this culture, but all parties would appeal to authority when life or limb hung in the balance. The bottom line was that you either ignored minor transgressions or you learned to step up, personally, to deal with offense. The honor and dignity cultures, however, face new competition from an insidious development: victim culture. In victim culture, people are encouraged “to respond to even the slightest unintentional offense, as in an honor culture. But they must not obtain redress on their own; they must appeal for help to powerful others or administrative bodies, to whom they must make the case that they have been victimized.” This is the culture of the micro-aggression, where people literally seek out opportunities to be offended. Once “victimized,” a person gains power — but not through any personal risk. Indeed, it is the victim’s hypersensitivity and fragility that makes them politically and socially strong. In victim culture, a person cultivates their sense of weakness and fragility, actively retarding the process of growing up. Not only is this mindset destabilizing — there is high incentive for conflict, with little to no personal risk to balance the desire for vengeance — it’s unmanly. In victim culture, a person cultivates their sense of weakness and fragility, actively retarding the process of growing up. There is zero incentive to mature, because maturity can actually decrease your power and influence. ADVERTISING SHARE ARTICLE ON FACEBOOKSHARE TWEET ARTICLETWEETWhile I don’t mean to say that women haven’t traditionally gone through the process of becoming tougher — of building thicker skins and handling conflicts directly — developing toughness used to be a defining male characteristic. We were to put aside the childish weakness and vulnerability of our early years and work out our conflicts man-to-man, the better to deploy them judiciously since we knew their price. The concept of appealing for help because one’s “feelings were hurt” was frankly bizarre. Raising boys to be whiny victims isn’t exactly new. When I first moved to the Northeast in the mid-1990s I noticed that many of the boys raised by the liberal elite weren’t “men” in any sense I could recognize. They were whiny, petulant, hypersensitive, and incapable of either physical self-defense or even the most rudimentary tasks of manual labor. I thought they were so self-evidently off-putting that their cultural influence would be limited. I was wrong. RELATED: On Man’s Duty to Defend the Weak and Vulnerable I’d underestimated the allure of victim status — the ease with which one can achieve power and sympathy all at once. Victim status is so desirable that it’s constantly faked and exaggerated, and claims that one is not a victim are met with indignation. It’s almost amusing, for example, to see wealthy kids at America’s most elite colleges — among the most privileged children in world history — compete to claim the most horrifying story of upset and oppression. MORE P.C. CULTURE COLLEGE PARTY LOST FUNDING BECAUSE ITS ‘MAD SCIENTIST’ THEME WAS TOO OFFENSIVE HUFFPO WRITER UPSET THAT SHE’D HAVE TO ‘FEEL UNSAFE’ IF SHE DIDN’T SHAVE BECAUSE OF RACISM UNIVERSITY BANS MEXICAN RESTAURANT FROM GIVING ITS STUDENTS SOMBREROS BECAUSE SOMBREROS ARE RACIST At the time, my schoolyard tussle wasn’t that significant — just another day in the life of a boy growing up in the South. My response to my friend wasn’t right, but it wasn’t a big deal, and no one treated it as such. Today, it would change my life in all the wrong ways. At most present-day American schools, both of us would be punished for violating zero-tolerance policies on violence, and the reference to “hitting like a girl” would cause an uproar over gender discrimination, mandatory counseling, and possible expulsion. The only proper response to this sorry state of affairs is to confront the crybabies until they man up or shut up. No more yielding to the utter nonsense of social media shame campaigns, hand-wringing deans of students, or idiotic, politically correct corporate press releases. There are real victims out there, and real victims need actual men to stand in their defense. — David French is an attorney and a staff writer at National Review.
i know youve offered this as a suggestion many times, but it would make no difference.....SOMEONES STILL HAS TO PAY THE TAXES..
having no mortgage helps but only so far
We did this 3 times with our " family estate " it cut our taxes in half. We could not afford to keep the house in our name. We weren't old enough for the exemptions.
Who can afford to live here ? OLD PEOPLE . Even better yet if your an OLD - excuse me older VET. You will cut your taxes in half. MC is not going to tell you . For them its just shoot the freaking mayor
Get hooked up with a student rental service- rent out a room for 500 hundred a month that will pay your taxes.
Get hooked up with a student rental service- rent out a room for 500 hundred a month that will pay your taxes.
LMFAO!!!! great idea...but...no thanks... wouldent rent a room in my house for a million a month...as a retired /multi property motel manager ive rented more rooms that every single person posting on this site COMBINED...
We did this 3 times with our " family estate " it cut our taxes in half. We could not afford to keep the house in our name. We weren't old enough for the exemptions.
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Life estate. But then the older person must move into your house and live there. And what if your parents or inlaws don't want to move from where they are. Exemptions are allowed on ONLY ONE residence.
We know a family out in Glenville (maybe it's actually over into Saratoga Co, but municipality is irrelevant) who have I think five houses, the houses are all in the names of them and each of their four children, parents live in one and I think these days two of their children live in two of the houses (at one time it was three children in three houses), so one or two are rentals). However ONLY ONE house gets exemptions.
Here it is from the NYS Dept of Tax and Finance, Office of Real Property Services:
Question: For purposes of the STAR exemption, how are trusts dealt with?
Answer: The ownership of property is split when it is placed in trust: the trustee is the legal owner, the beneficiary is the beneficial owner. However, for STAR purposes, the trust beneficiary is treated as the owner. Thus, if a senior citizen creates a trust and conveys her home to her children as trustees, and the senior remains in the home as the beneficiary of the trust, then for STAR purposes the owner of the home is the senior, not her children.
Question: How is STAR to be administered where property is in a life estate?
Answer: The life tenant is deemed to own the property so STAR eligibility is based on the life tenant's qualifications. A life estate generally is created by a deed. Often ownership is transferred to another party with life use reserved for the prior owner(s) or another party. In other cases, a life estate is expressly granted by one party to another. In either case, in the eyes of law, as long as the holder of the life estate is alive, the property is "owned" by him or her.
There can be other implications when a life estate is done is that the Medicaid eligibility issue. If you own a house and you move your parent in and the two of you create a life estate, then "your" house is considered an asset to your parent for purposes of Medicaid should your parent go into a nursing home.
Not as easy as it seems.
Optimists close their eyes and pretend problems are non existent. Better to have open eyes, see the truths, acknowledge the negatives, and speak up for the people rather than the politicos and their rich cronies.
Get hooked up with a student rental service- rent out a room for 500 hundred a month that will pay your taxes.
Sounds easy but assuming it's a one family house, then I guess you allow a stranger the run of your house when you are away at work? Have you seen what health aides do when they come to take care of the elderly? How they steal! There was one news story locally where such an aide or some helper actually transferred title of the house from the owner to him/herself. Yes, the perp was caught, but I think it was very difficult. to transfer title back, I can't remember exactly what happened for that after story
Optimists close their eyes and pretend problems are non existent. Better to have open eyes, see the truths, acknowledge the negatives, and speak up for the people rather than the politicos and their rich cronies.
guess you folks have been living under a rock for the last 10 years.
buying a home is NOT a good investment!!!
it's no different than playing the horses or putting your money in the stock market.....IT'S A GAMBLE.
there is NO guarantee of your 'return on investment'.
so just walk the frig away of wallow in your 'assets' and bit@h....cause what you invested in your property is worth jack sh!t....got it?.....you over invested!
........it's a RISK....not a guarantee.
When the INSANE are running the ASYLUM In individuals, insanity is rare; but in groups, parties, nations and epochs, it is the rule. -- Friedrich Nietzsche
“How fortunate for those in power that people never think.” Adolph Hitler
Logged
Any property owner where ever they reside that supports any DEM moron for City Council or County Leg is clueless. County taxes are 4X higher than Saratoga-3X higher than
