All insurance is a scam(except life insurance, your family WILL get paid at some point).  How does anybody believe you can funnel money into one industry, pay for the administrative costs to manage the money, just to get the money back to pay for whatever service you are insured for?  When a middle man is taking their cut, of course it's going to inflate prices.  It's like buying wholesale vs retail, retail is marked up from the wholesale price to cover their costs.

Quoted from Sombody

It still cost less to go to a California State University than it cost to go to Schenectady Community College. Almost half of California's state budget goes to education.  

And California still has a structural budget deficit that will continue to grow and grow ... it still has municipalities and taxing districts which are on the verge of filing bankruptcy ... and it still has a big spending jack-a** for a governor who still hasn't come down from the drugs he took in the 60's and 70's.

Quoted from CICERO

All insurance is a scam(except life insurance, your family WILL get paid at some point).  How does anybody believe you can funnel money into one industry, pay for the administrative costs to manage the money, just to get the money back to pay for whatever service you are insured for?  When a middle man is taking their cut, of course it's going to inflate prices.  It's like buying wholesale vs retail, retail is marked up from the wholesale price to cover their costs.

Health Insurance is NOT a scam -- especially when you find out that you or a loved one needs an expensive surgical procedure or medical treatment to save their lives.  Private insurance companies may not be perfect but they are a helluva lot better than a government run system.  

Also, I hope you don't miss the point that I was making -- for the folks that could afford "cadillac" health insurance plans including long-term health care plans  THEY WERE NOT THE PROBLEM.   They were paying for their own insurance and would not be a burden on the taxpayers when they needed surgery, medical care and/or long-term care.   THE PROBLEM WAS THE MILLIONS OF UNINSURED.    

But Obama and Tonko decided to screw the insurance companies and the people who could afford the "cadillac" health insurance plans ... and for what reason????????????????    Why would you screw the people who are NOT part of the problem .. if anything the premiums they were paying on those "cadillac" plans were enabling insurance companies to make money and keep other insurance premiums relatively affordable.   So why did Obama and Tonko choose to screw the insurance companies and the people who could pay for their own insurance and thus were NOT going to need the government to pay for their insurance or healthcare -- why ???   Because Obama and Tonko, like the left-wing extremists that they are, could NOT have an industry not under the thumb of or controlled by the federal government, and they sure as hell could NOT have several million Americans NOT needing the federal government to step in and help them.   You can't consolidate power for yourself -- if neither the industry(ies) nor the people need you or are beholden to you.  

Create the need, consolidate power and establish the dictatorship of the extremist fascist, national socialist state ... that is their motive and the way they are implementing their agenda.   We are living in the 21st century equivalent of 1920's and 1930's Europe -------- and sadly, most people are satisfied to be entertained at the cabaret and quietly let the forces of totalitarianism crank the screws tighter and tighter on us.

Quoted from DemocraticVoiceOfReason

The state budget doesn't come out thin air.  It comes out of taxpayers' wallets.  California is headed towards a fiscal train-wreck and New York isn't too far behind.  When that day comes, they will be closing college campuses and cutting services and it won't be a pretty sight.

Let's get back to ObamaCare -- the lie that was told to us by Obama, Reid, Pelosi and Tonko was that they wanted everyone to have access to health care by ensuring that everyone was covered by insurance.  OK -- sounds good on paper --  and there are people who well off enough to buy what Tonko has called "cadillac health insurance policies" ... those people will be PENALIZED for being able to afford to pay ON THEIR OWN for a high level of health care.  It doesn't make sense --- the people who can afford to buy their own health insurance should have been and should be LEFT ALONE.   THEY are not the problem that needs to be fixed -------------------------- oh wait .. in Tonko's words .. which I have heard on numerous occasions .. the insurance companies are the problem so logically if some people can afford to buy their own coverage -- even "cadillac coverage" -- than in Obama's and Tonko's mind THAT IS THE PROBLEM.  What Obama,Reid, Pelosi and Tonko want to do is destroy the private health insurance companies and replace it with a government run insurance program.  

THAT is the bill of goods that we got sold.  THAT is what they wanted us to wait until after it was passed to know what was in the bill.  And that -- my friends -- is the bull sh*t that they try to pass off as progressive thinking.   Thomas Jefferson, Andrew Jackson and even Franklin Roosevelt would be turning over in their graves if they knew what has become of the Democratic Party and what passes for leadership with the Democratic Party today.

So full of it.   YOU, the guy who shakes the pom poms for all the financially struggling people in Schenectady to pay for the new buildings and rehabs, and then pay the property and school taxes of the dem political cronies in Schenectady?

The guy who, what, lost his license to sell insurance in New York State?

The guy who is unemployed, doesn't pay taxes?

Speaking of Cabarets in Nazi Germany, I understand that the he/she nayboob considers Emcee and Fraulein Kost from the musical "Cabaret" as the greatest influences in his/her life

Thanks To Obamacare, Major Insurers Have To Give Back $36 Million
To California Small Businesses

Quoted Text

Insurers Blue Shield of California and Anthem Blue Cross owe the rebates to thousands
of small-business customers under federal healthcare law requirements.

Blue Shield of California owes $24.5 million in rebates to thousands of small-business customers,
and rival Anthem Blue Cross will return $12 million to small firms under requirements of the
federal healthcare law.

The rebate is required under the federal Affordable Care Act when insurers fail to spend a
minimum of 80% of premiums on medical care for individual and small-business customers.

Last year, the first time the rebate came into play, health insurers refunded $74 million to
nearly 2 million Californians, an average of $65 a family, according to federal data. Nationwide,
health insurers returned $1.1 billion to 12.8 million Americans last year.

Thank You President Barack Hussein Obama!

LA Times
http://www.latimes.com/business/la-fi-health-insure-rebates-20130604,0,3390682.story

Yes!  Thank You Barack Obama!!!  And the Health Insurace CEO's thank you too!!!  Mandating Health Insurace is making a few people A LOT of money.

Quoted Text

Compensation for most health plan CEOs rose in 2011 — to $87 million in total

■ In most cases, pay went up along with company income. The highest-paid executive made 94 times the average compensation level of primary care physicians.
By Emily Berry — Posted May 31, 2012

Executives in the top spots at the country’s seven largest publicly traded health plans were paid a collective $87 million for their services in 2011.

Cigna CEO David Cordani made the most, at $19.1 million. Humana’s Mike McCallister had the smallest compensation package, with $7.3 million. Health Net CEO Jay Gellert saw the largest pay increase, with a 35% rise in compensation compared with 2010. Most chief executives’ compensation went up, although WellPoint’s Angela Braly saw her compensation fall by 2%, and Coventry Health Care CEO Allen Wise made 5% less in 2011 than in 2010.

The base pay of most CEOs is around $1 million, because of tax rules on executive salaries. But in every case, other financial rewards pushed the total pay packages into the multimillions. In 2011, Cordani made 94 times the average primary care physician’s compensation, using the latest Medical Group Management Assn. figures.

Taking the largest seven shareholder-owned companies as a group, pay packages for the top executives went up $11.1 million, or 14.7%, in 2011 over 2010. In most cases, executive pay rose with shareholder income, but the increases in profit and income were not always proportional. Health Net was restructuring after selling off its East Coast business, and its per-share earnings were down 61% for 2011 compared with 2010. Still, Gellert’s compensation went up 35% in 2011 from 2010

http://www.amednews.com/article/20120531/business/305319997/8/

Quoted from CICERO

http://www.amednews.com/article/20120531/business/305319997/8/

So now Cissy wants to limit Health Care CEO Salary...
Not a bad idea!

Quoted from Box A Rox

So now Cissy wants to limit Health Care CEO Salary...
Not a bad idea!

Nope, I didn't say that.  I want the federal government to stop mandating customers buy their product.  You force people to dump money into an industry; people tend to put it in their pockets.  

Unlike you, I don't begrudge the CEO, I begrudge to government that FORCES people to give them money.

Quoted from CICERO

Nope, I didn't say that.  I want the federal government to stop mandating customers buy their product.  You force people to dump money into an industry; people tend to put it in their pockets.  

Unlike you, I don't begrudge the CEO, I begrudge to government that FORCES people to give them money.

With a public option would give Americans a choice of Govt or private health care.

Quoted from Box A Rox

With a public option would give Americans a choice of Govt or private health care.

Health INSURANCE.  Health Care is provided by the physicians that makes 94 times less than the insurance executives.  

Insurance companies, whether private or government are just the middle men, taking their cut before giving it to the actual heath care providers.  They take a pretty healthy cut.

Quoted from CICERO

Health INSURANCE.  Health Care is provided by the physicians that makes 94 times less than the insurance executives.  

Insurance companies, whether private or government are just the middle men, taking their cut before giving it to the actual heath care providers.  They take a pretty healthy cut.

With a 'public option', private insurers would be in competition with govt insurers, forcing the private
companies to offer a competitive product.  Excess CEO salary would be part of that consideration.

The best option is to get the government OUT of the health insurance business and OUT of the health delivery business ------ we see how poorly the IRS and most other federal agencies are run ------- so why trust the government to take care of our health ???????

We know that Obama and Tonko hate privately run business and have spent a lifetime trying to destroy them.  It is time folks woke up and realized that politicians like these are turning our great country into a socialist backwater -- yet all the time piling up contributions from special interest groups and public pensions to live the good life -- a lifestyle that they would deny to everyone else who is not with them in "ruling class elite."

Quoted Text

nearly 2 million Californians, an average of $65 a family, according to federal data.

WOW! $65 per family!  They can fill their gas tank up for a week!  Who knew you could take an American's freedom for just $65?!

$65 is the average tip that an Insurance Executive leaves for their caviar Kobe beef diner every night.

Keep praising your kings for your crumbs you serfs.

Quoted from Box A Rox

With a 'public option', private insurers would be in competition with govt insurers, forcing the private
companies to offer a competitive product.  Excess CEO salary would be part of that consideration.

Poor Boxy.....Still living in fantasy land.

Here, I'll give you more facts so you can retort with retarded cartoons that have nothing to do with the subject at hand.

This is from the IRS (The IRS runs Obamacare), if you take the time to skim through it, you'll see that the IRS says that the CHEAPEST Obamacare plan (Bronze) will be $20,000 per family.


http://www.irs.gov/PUP/newsroom/REG-148500-12%20FR.pdf